What is a Senior Settlement? 

A senior settlement is the sale of a life insurance policy insuring the life of a senior citizen in return for a lump-sum of cash that is in excess of the policy's available cash values.  For seniors 65 and above, we will provide offers based on the health condition of the insured and the cost of keeping the policy in force.  Most seniors over the age of 65 with a significant history of health problems can qualify for a senior settlement.  Older seniors with no serious medical history may also participate.  Most types of individual life insurance policies qualify, as long as they have been in-force for at least 2 years, and are at least $100,000 in face amount.

The settlement amount will depend on several factors: your age, your current health situation, the cost of your premiums and size of your policy.  This amount can only be determined once the funding source reviews all information related to the policy and medical history of the insured.  

How to get started.

There is no cost to you at any time during the process.  All you need to do is complete a short application form and two release forms: one to authorize the release of your medical records and the other to allow for verification of the details of your life insurance coverage.  FedEx will even come to your home to pick up the forms at no cost to you.  Remember that this is your policy and your decision, so you can stop the process at anytime with no fees whatsover. 

Upon your decision to accept an offer for purchase, any person listed as a beneficiary in the policy must sign a release and waive any currrent and future rights to the proceeds from said policy.

If you sell your policy, you will have new resources that will put so much more within your reach.  In most cases, the settlement will be free of Federal taxes.  Quality healthcare and medications that can become expensive, will become affordable.  You will be able to maintain your current standard of living without depleting your savings or having to rely of family, friends or the government for help.  Your will have peace of mind.

Contact us for more information - 866-898-9369

E-mail: trinityfunding@ameritech.net