New Age Funding

Member of the American Cash Flow Association

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Mortgage Note Financing

How Does Mortgage Note Financing Work? 

Simultaneous Closing

Mortgage Note Information

Sell Your Income Stream

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"Mortgage Notes = Ca$h!"

      Today, owner financing has become an established and accepted practice in real estate.  Because of the private mortgage industry, owner financing is an even more attractive option.  You may sell all or only a portion of your privately held note.  You can sell future payments while maintaining your current income stream.

Simple and Quick Process to Access Your Cash...

1.  The seller should first identify the amount of cash needed or desired.  This will determine whether all or just a portion of the note or portfolio should be sold.

2.  The value of a note is determined by several factors and conditions, including the credit worthiness of the payor.  The value of a note is also influenced by the type and location of property, condition of improvements, structure of the mortgage note (payment amount and repayment period), priority position, market interest rates, and the length of time the mortgage has been in place.  Very simply, there is no "standard" amount that is paid for a note since there is no standard mortgage, property, or payor.  Every mortgage, every property, and every payor is different.  For business notes, we also consider the experience of the payor in the business they are buying and the amount of money they have at risk.

3.  All information is gathered and analyzed.

4.  An offer is structured and presented to the seller.

5.  A Purchase Agreement is signed by seller and buyer.

6.  The overall process will take approximately 3 - 4 weeks.

What's In It For You........

• Access to cash quickly and easily
• No loan or conventional credit applications
• Minimizes closing costs
• No payment collection responsibility
• Eliminates need for yearly tax reporting
• Eliminates risk of default and foreclosure resulting from non-payment