Royal Funding Solutions
Powered By American Cash Flow
Home
About Us
Private Mortgages/Business Notes
Receivables Financing/Factoring
Reasons to Sell
How We Can Help
Sell Your Note
Contact Us
Overview
Glossary


Private Mortgages/Business Notes

Today, owner financing has become an established and accepted practice in real estate and the sale of businesses. And because of the private mortgage industry, owner financing is an even more attractive option that it once was in the past.

 
Private Mortgage Notes: Royal Funding Solutions can facilitate the purchase of the following:

Residential Notes – Mortgages, Deeds of Trust, or Land Contracts that are created by the sale of:

  • Residential Properties
  • Houses
  • Townhouses
  • Condominiums
  • 1-4 Family Units

Commercial Notes - Mortgages, Deeds of Trust, or Land Contracts that are created by the sale of any type of commercial property:

  • Office
  • Retail
  • Apartment (more than 1-4 family units)
  • Industrial

Vacant Land Notes - Mortgages, Deeds of Trust, or Land Contracts that are created by the sale of any:

  • Developed Land
  • Undeveloped Land
  • Land not designated as a specific use property such as farm land or waste storage.

*This category does not include land that has been improved for development and building.

Sell all or only a portion of your privately held note.

You may even sell future payments today while still receiving current payments.

Frequently Asked Questions:

What is a Private Mortgage Note? Another term commonly used for this is Owner Financing. The buyer of the property pays the seller a cash down payment, and instead of using conventional bank or mortgage financing, the owner accepts a "Private Mortgage Note" from the buyer. The Note has terms and conditions agreed upon between the seller and buyer.

What is my Note worth? The value of a note is dependent upon a number of factors, including: type and location of the property; condition of the improvements; structure of the note and mortgage; credit of the payor; lien priority position, and much more.

How long will it take to receive funds? Generally, after we have received the necessary documents and information, it usually takes only ten working days to process and record the documentation and complete the sale of the note - which is when you recieve your cash.

Will selling my note have an effect on the person paying me? No. All terms set forth in the original note and mortgage remain in force. The only change will be to whom and where future payments are sent.

Will I need to attend the closing? Not necessarily. We can close the transaction by sending you a closing package by overnight delivery along with easy to follow instructions.

What is required for a FREE ANALYSIS of my note? Basic information that is easily obtained from the closing documents and note.

Business Notes: Royal Funding Solutions represents funding sources that buy business notes as an investment. Our funding sources can purchase all or a portion of the payments you are receiving.

Selling your business note will:

  • Provide you with cash now that you can use to start a new business, buy a new car or house, pay off debt, take a vacation, or retire.
  • Relieve you of the collection risk and administrative work associated with carrying the note. 

Frequently Asked Questions:

What is a Business Note? Another term commonly used is "owner financing". More than half of the small businesses sold today are include a portion of payment that is financed by the owner through the use of a business note. Terms and conditions are agreed upon by the seller and buyer. 

What is my Business Note worth? The value is dependent upon numerous factors including: percent of buyer equity; experience of the buyer; business plan; credit of the buyer (remember that perfect credit is not required - our funding sources are generally more flexible than traditional institutions) ; and many other factors.

 

For a FREE CONSULTATION please call TOLL FREE 866-266-6729