Retail Installment Agreements

RETAIL INSTALLMENT AGREEMENTS

One of the most attractive ways to buy high-end retail items these days for the average consumer is through installment plans. They are common practice for items such as jewelry, appliances and furniture.

Often overlooked, however, are businesses that offer services. Service-oriented companies are better suited to installment plans because they operate on a higher profit margin. Some examples are:

      Timeshare memberships

       Dance studios

      Dating services

      Vocational/technical schools

      Modeling schools

      Karate studios

     Cosmetic surgeons

      Hearing aid clinics

       Golf and country clubs

      Discount buyers clubs

       Health clubs

     Cemetery pre-need programs

      Seminar/sales training companies

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LET US STRUCTURE A PLAN FOR YOUR COMPANY

If you do not already have an installment financing option for your customers, we have institutional finance companies that purchase consumer contracts as an investment. We can set up point-of-sale financing where the contracts are sold immediately when they are created, giving immediate cash to your business, while offering terms to marginal credit customers.

Marginal credit is not the same as bad credit. These consumers may have had some slow pay problems, but generally pay their bills. They may have accumulated little or no credit because of a discharged bankruptcy, short employment history, short time of residence, etc.

Companies with existing consumer contracts are typically brokered in portfolios, rather than by individual contracts.

BENEFITS OF SELLING CONTRACTS

Increased sales without increased overhead

Increased customer base without expensive computer system

Competitive edge with larger companies

Optional billing & collection services from funding source

CONTACT US TODAY!

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