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"Money received in the future is worth less than money received today".
Can your business afford to wait to get paid?
Do you need money immediately to meet payroll expenses, rent, or other operating expenses? Do you need money now for supplies needed to fill more incoming orders?
Do you need a sum of cash now for personal reasons?
Instead of receiving incremental payments, you can cash in on the Note you agreed to carry for the sale of your personal or business property--whether it was a personal item such as a vehicle, a business you sold, or a mortgage.
When The Banks Say NO, We Say YES!
HCM Funding Group will help you get cash within a few days instead of a few months. We are not a lender, so you do not increase debt. We represent funding institutions that will buy your Receivables or Notes. Now you don't have to wait to be paid.
Three Reasons To Get Your Cash Now
· Access
People need or want access to their cash. Sometimes they have a serious need--to pay off credit cards, finance long-term medical care, or to settle a divorce. Other times, they simply have a desire--to purchase a dream home, take a vacation, buy a new car, finance a wedding, or start a business, grow their business without adding debt, for example. In some cases, people want access to their cash just for peace of mind. They no longer want to worry about liquidity issues, collection hassles, or the financial strength of the person who owes the debt.
· Interest or Yield
People will sell their income streams--even for less than face value--because they know that with cash in hand today, they can start earning interest or yield. Interest or yield is what gives us the ability to invest money this year and turn it into an even larger amount of money next year.
· Inflation
Inflation eats away at the future value or "buying power" of money. You can buy more with a dollar today than you will be able to five, ten, or twenty years from now. People sell their income streams because they realize that over time, the payments they receive will drop in real value. | 
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