Gold Leaf Capital

Thank you for your interest in Gold Leaf Capital.  Within the last few years you have joined hundreds of thousands of other Americans who have accepted a trust deed or mortgage, a promissory note, as part of the proceeds of a real estate sale.

A real estate promissory note is a promise to pay a debt, with the promise secured by a mortgage, trust deed or contract.  Such a note, when properly constructed can be sold to raise immediate CASH.

Why Should I Sell My Note?

PEACE OF MIND

Usually a contract is acquired in lieu of the cash actually desired during a real estate sale.  If retained long enough, many contracts will eventually pay off.  However, by selling all or part of a mortgage, you will never again have to worry about:

·        Collecting the payment

·        Default and Foreclosure

·        Destruction/devaluation of the property

·        Federal Income tax reporting requirements

·        Bankruptcy of the payor

·        Divorce or death of the payor

·        Abandonment of the property

·        Deficiency judgments

·        IRS tax liens/other liens against the payor

·         Assumption of your note by another payor

What are Some Common Reasons People Sell Their Notes?

·         To pay off debts with a higher interest rate

·         To pay unexpected debts such as hospital bills

·         To pay for tuition, vacations, or new cars

·         To settle estates or divorces

·         To relieve bookkeeping  & collection burdens

·         To invest in a business, stocks, real estate or other more profitable venture

·         Tired of collecting small monthly payments and want to enjoy the cash now

·         Did not want to carry the note in the first place

How Long Will it Take to Receive Funds?

Generally, after we have received the necessary documents and information, it usually takes only 10 working days to process and record the documentations and complete the sale.

What is My Note Worth?

The value of a note is established by a number of factors, including:  type and location of the property, condition of the improvements, structure of note and mortgage, credit of the payor, priority position, interest rates and much more.

All notes are purchased at a discount over the balance remaining due.  There is no “standard” discount, because there are not “standard: notes or properties.  Every note, property, and payor is different.

We examine and research each note to determine its’ highest value.  Our offer will be the net sum you will receive.  Only through fair and careful valuation can we maintain our position as a dependable cash resource for note sellers.

Will Selling My Note Have An Effect On The Person Paying Me?

No.  All terms and conditions set forth in the original note and mortgage remain in force.  The only change will be to whom and where future payments are sent.

Will I Need to Attend the Closing?

Not necessarily.  Our office can close the transaction by sending you a closing package along with easy to follow instructions.

Can I Sell A Portion Of My Note?

Yes.  We call this a partial purchase.  In some cases you may require only a specific amount of cash to make a purchase, handle and emergency, etc.  In this case you might choose to sell only the payment stream, or only a few years of payments, to receive a specific amount desired.  In which case you would keep ownership interest in the note itself.

What Is Required For A Quote?

Basic information that is easily obtained from the closing documents and note.

How Do I Get Started?

It’s as easy as a phone call or a visit to our website.  Gather all the documents and give us a call.  We will ask yousome basic questions about the note that will quickly allow us to know if we should proceed further.  In return, you may ask questions about your note or our procedures.  There is no cost or obligation for this consultation


                                                   FREE, No Obligation Consultation!