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Selling Business Notes+Selling Owner Finance Notes


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Selling Business Notes
Selling Owner Finance Notes
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Selling Business Notes:

Have you Sold your Business and held the Note yourself?
Sell the Incomestream you are currently Receiving

 

Selling Your Business an important Goal: Selling any business takes time and often hard to accomplish without many compromises. Close to 85% of the businesses sold worldwide are owner financed. This has occurred due to conventional bank regulations restricting to whom they may lend money to based on collateral, business experience, cash down, contract terms, and strength of buyer's credit. BCNU Capital is the Best Business Note Buyer to assist you to sell notes you hold. Top Business Note Buyers like us will show a Business-Seller like yourself key points to know while setting up the sale of your business.

 

BCNU Capital has assembled one of the greatest list of Funding Sources now looking to purchase business notes. Whether we buy your note directly or use an Alternative Source, your sure to get the best service and quotes. Owners that are selling or have sold their business and have become lenders are now able to sell that note to collect a lump sum today. We also cover some key requirements you and your business broker should make part of your closing. These requirement will protect you in the future from unforeseen hazards and market changes.

 

Read this Example

Example: Raymond has owned his pizza parlor for 10 years. He has just recently wished to sell his well-established business to retire. A prospective buyer has given him a $10,000 deposit on the sale of his business. Raymond and the purchaser have agreed the current value of his pizza parlor is $600,000 and settled on this as a selling price. The buyer has a total down payment of $100,000. Her bank has asked what collateral will they hold against the $500,000 she wishes to borrow?

 

This is where the problems begin. The property the pizza parlor is located on is leased, and therefore someone else owns it. The only collateral is the business name and belongings inside such as ovens, tables, and current supplies that are perishables. A conventional bank would most likely deny her application. Raymond is now forced to make a decision whether he wants to hold the note or not to sell his business.

 

BCNU Capital will help by purchasing the Business Note from Raymond or contacting an alternative Funding Source that will. He now is able to reinvest or retire without the worries of nonpayment or late payments on the note. Investment of his money at today's dollar value may also benefit Raymond in the future. Instead of receiving payments for the $500,000 over a long period of time. Raymond will also have the choice on a complete sale or even the partial sale of a set number of payments. He can pick which suits him best.

 

If you've asked yourself, "Can I Sell my Business Note?"
BCNU Capital has your answer!

 

BCNU Capital can offer the same 2 options to all companies or individuals looking to raise capital. If you are thinking about Selling Business Notes or Selling Promissory Notes and any other type of Cash Flow Instruments, you have come to the best place. We are your Premier Note Buyer and Note Broker. Learn our Selling Business Tips for owner sellers and their business brokers by reading the simple list of requirements.

 

For more detailed information regarding your specific needs, you should understand key points for closing and protection. Please read some of our "Requirements and Service Fees".

Once you are comfortable with your understanding of the Selling a BUSINESS NOTE,
fill out BCNU Capital's Electronic Inquiry Form in "Contact Us" next. 


Individuals and business sell income streams
(future payment or Series of payments—cash flow instruments)
for following three basic reasons:

  1. Access

    People need or want access to their cash. Sometimes they have a serious need to pay off credit cards, finance long-term medical care, or to settle a divorce. Other times, they simply have a desire to purchase a dream home, take a vacation, buy a new car or boat, finance a wedding, or start a business, for example. In some cases, people want access to their cash just for peace of mind. They no longer want to worry about liquidity issues, collection hassles, or the financial strength of the person who owes the debt.

  2. Interest of Yield

    People will sell their income streams—even for less than face value—because they know that with cash in hand today, they can start earning interest or yield. Interest or yield is what gives us the ability to invest money this year and turn it into an even larger amount of money next year.

  3. Inflation

    Inflation eats away at the future value of "buying power" of money. You can buy more with a dollar today than you will be able to five, ten, or twenty years from now. People sell their income streams because they realize that over time, the payments they receive will drop in real value.

    Small payments over a long period of time have less buying power. A Lump Sum of cash today can provide you with financial stability and flexibility.

Use our experience as Note Buyers and Note Brokers to succeed. 

Fill out BUSINESS NOTE for Sale short inquiry form in "Contact Us" next.

 Disclaimer


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